Germany retirement visa for foreigners

What Is Germany's Retirement Visa?

Germany doesn't have an official "retirement visa" with that exact name, but it offers a residence permit for people who want to live there without working. This is sometimes called a "residence permit for self-sufficient persons" or similar terms depending on your situation. If you're retired and have stable income, Germany may let you stay long-term.

Who Can Apply?

You generally need to:

• Be a non-EU/non-EEA citizen
• Have a steady income source (pension, savings, investments)
• Show proof of financial stability
• Have health insurance coverage
• Have a clean criminal record
• Prove you won't become a financial burden on Germany

EU citizens do not need special permission to retire in Germany—they can move and live there more freely under EU freedom of movement rules.

Income and Financial Requirements

Germany requires applicants to prove they have enough money to support themselves without working or relying on government benefits. You'll typically need to show:

• Bank statements
• Pension documents
• Investment income statements
• Proof of health insurance

The exact amount needed varies by location and individual circumstances. Check the local immigration office (Ausländerbehörde) in your target city for current minimums.

Application Steps

The process usually involves:

1. Gathering financial documents and health insurance proof

2. Visiting your local German embassy or consulate

3. Submitting your residence permit application

4. Attending an interview if required

5. Waiting for approval (timelines vary)

Where to Live and Register

Germany is divided into states (Bundesländer), each with slightly different rules. Once approved, you'll register with the local immigration office in your chosen city. Popular retirement destinations include Berlin, Munich, Frankfurt, and smaller towns in Bavaria and Baden-Württemberg.

Practical Next Steps

• Visit the official German Federal Foreign Office website (Auswärtiges Amt)
• Contact the German embassy or consulate in your home country
• Research the specific requirements for your state of residence
• Consult with the local Ausländerbehörde once you've chosen your city
• Consider working with a migration consultant familiar with German residence law

This is general self-help information, not legal advice. Always verify current rules on the official government website.