Malta retirement visa for foreigners

What Is the Malta Retirement Visa?

Malta offers a special residence permit for non-EU citizens who want to retire in the country. This visa allows you to live in Malta long-term without working. It's designed for people who have enough money to support themselves and want to enjoy Malta's warm climate, low cost of living, and Mediterranean lifestyle.

The program is sometimes called the Retirement Residence Permit or Long-Term Residence Permit. Each has slightly different requirements, so check which one fits your situation.

Who Can Apply?

You generally qualify if you:

• Are a non-EU or non-EEA citizen
• Have reached retirement age (usually 60 or higher, but confirm current age requirements)
• Can prove you have steady, reliable income from pensions or investments
• Can show you have enough savings in the bank
• Have no criminal record
• Can arrange health insurance in Malta

Some countries have special agreements with Malta that make the process easier, so research whether your country is included.

Income and Savings Requirements

To qualify, you must demonstrate financial stability. This means:

• Monthly pension or investment income that meets Malta's minimum threshold
• Savings in a Maltese bank account showing you can support yourself
• Proof that your money comes from legitimate sources (pension statements, investment records, etc.)

The exact amounts change yearly, so always check the official Maltese government immigration website for current figures before applying.

What You Need to Submit

Your application typically requires:

• Valid passport
• Proof of income (pension documents, bank statements)
• Health insurance policy
• Background check or police clearance
• Proof of accommodation in Malta (rental contract or property ownership)
• Medical certificate showing you're in good health
• Bank statements showing savings

Some documents need to be officially translated into English or Maltese.

Living in Malta on This Visa

Once approved, you can:

• Live in Malta permanently
• Travel freely in and out of the country
• Access public services (with some limitations)
• Bring family members in certain cases

You typically cannot work, though this restriction may have exceptions. The visa usually lasts several years and can be renewed.

How to Apply

Contact the Identity Malta agency or the Office of the Visa Officer for official application forms and current requirements. Many applicants work with immigration lawyers or agents to handle paperwork, which can make the process smoother.

This is general self-help information, not legal advice. Always verify current rules on the official government website.